JACCS Co., Ltd.
Native name
株式会社ジャックス
TypePrivate (Subsidiary)
IndustryFinancial services
FoundedDecember 23, 1948 (1948-12-23)
HeadquartersEbisu, Shibuya, ,
Japan
ServicesCredit cards
OwnerMitsubishi UFJ Financial Group
ParentMUFG Bank 20.27%
WebsiteOfficial website

JACCS Co., Ltd. (株式会社ジャックス, Jakkusu Kabushiki-gaisha) is a Japanese financial services company that specilizes in credit sales. It is headquartered in Ebisu Neonart, 4-1-18 Ebisu, Shibuya, Tokyo, and the registered headquarters is Meiji Yasuda Life Insurance Hakodate Building, 2-5 Wakamatsucho, Hakodate, Hokkaido. JACCS is an abbreviation for Japan Consumer Credit Service. It is part of Mitsubishi UFJ Financial Group via MUFG Bank.

History

JACCS was founded on December 23, 1948 and incorporated on June 29, 1954, in Hakodate, Hokkaido. The company expanded to Tokyo in 1974 and was listed on the First Section of the Tokyo Stock Exchange in 1978. In the fiscal year ended March 31, 2019, the company had an annual transaction volume of over 4 trillion yen in the credit card finance payment and retail finance fields. Since 2010, the company has expanded into ASEAN countries, providing sales financing for motorcycles and automobiles in four countries: Vietnam, Indonesia, the Philippines, and Cambodia. In the field of shopping credit and auto loans, including overseas business, JACCS boast one of the highest transaction volumes in the industry.

Business overview

Three brands of credit cards are issued: Visa, MasterCard, and JCB. Among these, Visa was initially issued under the license of Visa Japan Association (currently VJA),[1] but upon joining the MUFG group, an agreement was made with Mitsubishi UFJ Nikos on December 6, 2007. JACCS concluded a business partnership agreement to open up the Visa brand[2] and began issuing VISA cards under the company's license in 2009. In 2013, it became a principal member and began self-publishing.[3]

Shareholders

References

  1. 実質的に三菱銀行グループでありながら、直系のディーシーカードではなく住友銀行グループ色の強いVJ協との提携となった経緯は不明。尚、ギフトカード発行に関してはVJAと提携を継続中である。
  2. "2007年のリリース". JACCS. December 6, 2007.
  3. "Visaカードのお申し込み先" (in Japanese). Retrieved 2013-05-18.
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