2008 economic downturn and subsequent recovery

In 2008, financial setbacks endangered the city's viability. The economic crisis severely affected tourism, which generates the most revenue, and just when the city had finalized an $18 million settlement over a property lawsuit. As the municipal budget was typically $14 million or less, city fathers had issued bonds with annual payments of approximately $1 million over 25 years. As a result of these obstacles, the threat of bankruptcy was very real. Dozens of meetings were held to decide where to cut the budget and finally, 75 percent of municipal employees were laid off and replaced with contract workers. Employee contributions toward retirement benefits were also raised. The city council sought to regain the money paid in the settlement, believing that it should have been paid by the city's insurers. A lawsuit against the insurers was decided in 2013 and the insurer was ordered to pay the city more than $13 million; the Association of Bay Area Governments partially covered the costs of the lawsuit.^[8]

The city's finances improved afterward. It was able to retire the first of its two 30-year Judgment Obligation Bonds (2009A Series Bonds) 20 years early. The early retirement was expected to save the city over $426,000 in annual General Fund expenses starting in 2015–16.

As of the publication of the Fiscal Year 2015–16 Budget the General Fund budget was balanced and had a structural surplus of $4 million.^[9]

2023 mass shootings

On January 23, 2023, mass shootings occurred in Half Moon Bay. A spree killer opened fire at two farms with a semi-automatic pistol, killing seven people and critically injuring an eighth person. A 66-year-old suspect was taken into custody after he arrived in his SUV at the parking lot of the sheriff's office substation.^[10]

Climate

Half Moon Bay usually has mild weather throughout the year. Under the Köppen climate classification, it has a cool summer Mediterranean climate (Köppen Csb). Hot weather is rare; the average annual days with highs of 90 degrees Fahrenheit (32 degrees Celsius) or higher is only 0.4 days. Cold weather is also rare with an annual average of 2.5 days with lows of 32 °F (0 °C) or lower.^[11] Typical of Northern California, most of the rain falls from November to April. The normal annual precipitation is 26.2 inches (665 millimeters).^[11] Snowfall along the coast in Half Moon Bay has never been measurable; however, snow flurries were observed on December 12, 1972, February 5, 1976, and February 23, 2023. There is often fog and overcast during the night and morning hours, usually clearing offshore during the afternoon. Persistent sea breezes help to moderate the climate along the coast; farther from the ocean, in places such as Pilarcitos Creek, days are often warmer and nights cooler than on the coast. For the 37th parallel north, the mild summer temperatures of Half Moon Bay are unmatched across the board. Relatively nearby inland cities see significantly warmer temperatures at the same time. Despite the low latitude and strong maritime influence, nights remain very cool, even in the summer.

January is the coolest month with an average high of 58.4 °F (14.7 °C) and an average low of 42.9 °F (6.1 °C). September is the warmest month with an average high of 66.8 °F (19.3 °C) and an average low of 51.2 °F (10.7 °C).^[11]

The most rainfall recorded in Half Moon Bay in one month was 15.70 inches (399 mm) in February 1998. The heaviest 24-hour rainfall was 5.33 inches (135 mm) on January 4, 1982. There is an average of 86 days with measurable rainfall.^[11]

2010

The 2010 United States Census^[15] reported that Half Moon Bay had a population of 11,324. The population density was 1,757.1 inhabitants per square mile (678.4/km²). The racial makeup of Half Moon Bay was 8,580 (75.8%) White, 82 (0.7%) African American, 71 (0.6%) Native American, 490 (4.3%) Asian, 9 (0.1%) Pacific Islander, 1,710 (15.1%) from other races, and 382 (3.4%) from two or more races. Hispanic or Latino of any race were 3,563 persons (31.5%).

The Census reported that 11,306 people (99.8% of the population) lived in households, 18 (0.2%) lived in non-institutionalized group quarters, and 0 (0%) were institutionalized.

There were 4,149 households, out of which 1,264 (30.5%) had children under the age of 18 living in them, 2,373 (57.2%) were opposite-sex married couples living together, 293 (7.1%) had a female householder with no husband present, 156 (3.8%) had a male householder with no wife present. There were 208 (5.0%) unmarried opposite-sex partnerships, and 41 (1.0%) same-sex married couples or partnerships. 1,067 households (25.7%) were made up of individuals, and 538 (13.0%) had someone living alone who was 65 years of age or older. The average household size was 2.72. There were 2,822 families (68.0% of all households); the average family size was 3.24.

The population was spread out, with 2,533 people (22.4%) under the age of 18, 796 people (7.0%) aged 18 to 24, 2,587 people (22.8%) aged 25 to 44, 3,644 people (32.2%) aged 45 to 64, and 1,764 people (15.6%) who were 65 years of age or older. The median age was 43.2 years. For every 100 females, there were 95.1 males. For every 100 females aged 18 and over, there were 93.8 males.

There were 4,395 housing units at an average density of 682.0 per square mile (263.3/km²), of which 2,944 (71.0%) were owner-occupied, and 1,205 (29.0%) were occupied by renters. The homeowner vacancy rate was 1.0%; the rental vacancy rate was 1.9%. 7,645 people (67.5% of the population) lived in owner-occupied housing units and 3,661 people (32.3%) lived in rental housing units.

2000

As of the census^[16] of 2000, there were 11,842 people, 4,004 households, and 2,774 families residing in the city. The population density was 1,829.8 inhabitants per square mile (706.5/km²). There were 4,114 housing units at an average density of 635.7 per square mile (245.4/km²).

There were 4,004 households, out of which 30.9% had children under the age of 18 living with them, 58.3% were married couples living together, 7.2% had a female householder with no husband present, and 30.7% were non-families. Of all households, 23.1% were made up of individuals, and 9.1% had someone living alone who was 65 years of age or older. The average household size was 2.75 and the average family size was 3.20.

In the city, the population was spread out, with 22.2% under the age of 18, 8.1% from 18 to 24, 31.9% from 25 to 44, 28.2% from 45 to 64, and 9.6% who were 65 years of age or older. The median age was 39 years. For every 100 females, there were 112.8 males. For every 100 females aged 18 and over, there were 115.1 males.

The median income for a household in the city was $78,473, and the median income for a family was $92,204. Males had a median income of $60,913 versus $41,265 for females. The per capita income for the city was $37,963. 6.1% of the population and 3.4% of families were below the poverty line. Of those, 7% are under the age of 18 and 6.2% of those 65 and older were living below the poverty line.

Top employers

According to the city's 2020 Comprehensive Annual Financial Report,^[17] the top employers in the city were:

Pillar Point Harbor

Eastern aerial view of Pillar Point Harbor

The Pillar Point Harbor at the northern edge of Half Moon Bay offers a protected landing for boats and provides other marine infrastructure. In the late 1980s, a new master plan was developed for the Harbor.^[18] A variety of fish species have been identified in the harbor area. At the harbor, fishermen sell crab and fish catches straight off their boats at discount prices directly to the public, and restaurants will filet the fish for purchasers.^[19]

The Half Moon Bay Yacht Club has facilities at the harbor.^[20]

Notable buildings

Surfers at Mavericks

Dodge WC series command car, at the 2009 Pacific Coast Dream Machines

Cliffs overlooking Half Moon Bay State Beach

The city has four sites listed at the National Register of Historic Places: the Methodist Episcopal Church at Half Moon Bay, the William Adam Simmons House,^[21] the Robert Mills Dairy Barn,^[22] and the James Johnston House.^[23] The remnants of the village of Purissima, perhaps the only ghost town in San Mateo County, are four miles (6.4 km) south of the city, near the junction of State Route 1 and Verde Road.

There is an artist's collective, Colony of Coastside Artists,^[24] downtown has several galleries, and there are art classes and workshops available locally.^[25]

The Ritz-Carlton Half Moon Bay is a major employer. The hotel was used as the wedding venue for the 2003 comedy film, American Wedding.^[26]

Events

The Half Moon Bay Airport hosts an annual benefit event in April, Pacific Coast Dream Machines, which features aircraft and automobiles.^[27] Half Moon Bay also hosts an annual Art and Pumpkin Festival in October.